Mutual of Omaha Mortgage in Belmont, Michigan can help you learn the requirements for USDA loans and determine your eligibility. USDA loans are loans issued by the government, and often issued to those in rural areas, small communities and some areas just outside major metropolitin areas.
Call Adrian Tavolacci's team at 616-298-2743 to check your eligibility for a USDA loan.
What is a USDA Loan?
USDA home loans, also known as rural development loans, are loans issued by the US goverment. To help families who may not quality for convential loans or have the same lending options as those in larger cities, the US government issues these loans through approved private lenders.
With a USDA loan, the family can borrow up to 100% of the home's appraisal, meaning no down payment is needed. The loan is set for a 30-year fixed rate home loan, and requires no mortgage insurance.
A USDA loan is a great option for families in smaller communities trying to find a way to buy a house.
To see if you pre-qualify for a USDA loan, contact Adrian Tavolacci today at 616-298-2743.
Who is eligible for a USDA Loan?
According to USDA, to be elibible for a USDA loan, you must:
- be a US Citizen, a US Non Citizen National or have a qualified Alien status
- be at least 18
- not own another house in the local area
- occupy the home as your primary residence
- be unable to get conventional loan that requires a 20% down payment
Income Guidelines for USDA Home Loans
There are income guidelines for USDA loans that vary by the area in which you're applying for the loan. To learn the guidelines for your desired area, please contact us at 616-298-2743 or email Adrian Tavolacci!
How do I apply for a USDA Loan?
Mutual of Omaha Mortgage in Belmont, Michigan is an approved lender and can help you secure a USDA loan. USDA loans are offered by lenders such as LeaderOne Financial who meet federal guidelines on lending.
To determine if you pre-qualify for a USDA Loan, please complete our form online or call Adrian Tavolacci at 616-298-2743.
You have truly been a pleasure to work with! Everything from the start of the loan to the finishing touches was done with quick and easy access. All emails and phone calls took less than 24hrs to return. I will continue to refer anyone and everyone I know looking to buy your way! It's extremely convent when loans go smoothly and closing happens on time! Thank you for your hard work and your dedication towards our loan. It's all very much appreciated from us! Thank you!!
Looking for a home loan? This is the company to use. They were great. Not only helped us get our home, they kept us updated at all stages. When you are buying a house and excited too close, to start your new chapter, it's hard for a company too match your excitement at a process that takes a month, but these guys do. They answered any questions we had quickly, and worked very hard too make sure our process was as easy for us as it could be. Definitely recommend them, and if I need financing in the future, they will be my first call.
Adrian and his team worked magic for me on a previous refi so when I decided to buy a new home I came right back to them. Honestly, they might actually be wizards. They are efficient, knowledgeable, and quick. Not only did they help me every step of the way but I closed less than 4 weeks after my initial application with no hiccups! Both my refinance and my loan qualification were more complex than average due to self employment and resource employment. They knew just how to make it happen! 5 stars! ⭐⭐⭐⭐⭐ I will use their services again for my next home, hands down.
Absolutely the best..Great custumer service I would give 10 stars if I could...
Adrian is the best! He is honest - he is about providing what is best for his clients. He recently advised us to not refinance because it would not be in our best interests even though it would have put money in his pocket. He is responsive - questions we have asked have always been answered very quickly!
Adrian and his team are amazing. The process was painless!! I highly recommend them for mortgage and refi. Thank you so much!!!
I used Adrian's service for a refi before and now for a mortgage. Both times I had complex situations due to self employment that his office handled with ease! I just closed 3.5 weeks after submitting my application without a single hiccup along the way. Truly exceptional work and communication.
Adrian is exceptional - he is a hard worker, reliable, very intelligent, and has a great personality. He always reponded quickly and talked through/explained how/why things were done and my options. He worked hard to get me a low interest rate and a great loan. Working with Adrian is a smart choice -- but definitely ask him if it's possible to NOT work with Rachel once it gets into the paperwork/closing on a home process. His team doesn't even compare to him - especially Rachel. If she works on the loan with you, expect to never be contacted. I had to always call her first to inquire about my loan progress and push her to do her job (little harsh, but true! I wanna warn you). Once I left a message and she never called back. I wouldn't have ever known my loan was going to be delayed by the underwriter unless I had called her until she picked up so we could talk. I had to coordinate with my bank being out of town (2.5hrs away) and she didn't seem to care to keep me updated on when closing was. It's a huge bummer to have Adrian be such a great worker, and his team be so lazy. Hopefully you can work with Adrian and avoid Rachel!
Adrian was excellent to work with! We started our loan in February and hit some bumps with COVID-19 and our original title company. Adrian worked quickly through each issue, found us a new title company in time to make homeownership happen for us. The whole time, he communicated with us clearly and frequently. We are beyond thrilled with his service and I would recommend him to absolutely anyone.
Adrian worked HARD on our loan, and we closed on time in the middle of the COVID-19 shutdowns. He and his team jumped through multiple hoops for us. Amazing work!
Adrian and his team are top notch. They get the ball rolling and stay on top of everything until they get the job done. Very thorough and efficient. They are smart and innovative. Terrific at finding the right solution to improve your situation. Great use of technology and just good people. Will recommend!
We have worked with Adrian and his team to purchase two homes and have never been dissatisfied. The team is fast and effective. They really do make the home buying process a piece of cake!
Adrian & his team walked with us every step of the way!! They kept us very informed, which was very important to us! We had some hiccups (no fault of theres)...but they hung with us ...and we closed this past Friday! 🎉. Highest recommendation!
Adrian did a fantastic job helping us through the loan process, up until we met him..the VA process was a joke..we were very discouraged..he came to the rescue and was able to sort thru everyone elses messes and deliver us to closing..Thanks Adrian!!
Adrian has been wonderful to work with since day one! He helped us when we purchased our first home and again when we refinanced our mortgage. I have sent him countless emails on nights and weekends, fully expecting a response the next business day. He always gets back to me within an hour. I have even emailed him months after closing with questions and he is always willing to help in whatever way possible.
Adrian and his staff went beyond my expectations. Every step of the process was handled with professionalism and on a personally level as it pertained to my refinancing of my home. They took all my concerns and questions and answered them all in a timely manner. There were a few set backs, however, I was very comfortable with how they were all handled. I was always kept in the loop as what step of the process the loan was going through and what to expect next. I had several question throughout the whole process and never once did I feel like I was bothering Adrian and or his staff, he always said call anytime you have a question. I was very satisfied with the end result. Adrian and his staff rock and it was a blessing working with them.